FAQ

What is an installment loan?

An installment loan is an unsecured loan that can be repaid over a period of time determined by you and your lender with a set number of equal scheduled payments. Terms and APR may vary from lender to lender. You may be eligible to take out a loan for up to $3000.

What are the requirements to apply for installment loans?

  • U.S. Citizen
  • At least 18 years of age
  • A bank account with direct deposit
  • A steady source of income

How much can I borrow?

Most lenders in our network will loan between $100 and $3000. Not all lenders can provide up to $3000 and we can't guarantee that your request will be accepted by a participating lender.

How do I receive my cash?

The funds will be deposited directly into your bank account in as soon as the next business day.

How long does the process take?

The whole process takes a couple of minutes. All you need is to fill out our secure online form and submit your request. Then you will be redirected to the lender's website where you can review all the details, including terms of your loan, rates and fees.

What is the cost of installment loans?

The service is absolutely free. There is no obligation to use our service and you can always exit the process prior to finalizing loan terms. The actual cost of your loan may vary. You will be provided information on the rates and fees, terms and additional charges before you accept the loan.
How do I repay my installment loan? Only your lender can provide you with details on your specific loan terms, as well as the date and time for repayment. Repayment terms may vary among different lenders. Please contact with your lender regarding your repayment terms.

What are the implications of late payments?

Only your lender can provide you with details on your specific loan terms (including the implications of untimely payments). Lenders will often assess fees and interest for missing a payment deadline.
Please be aware that missing a payment or making a late payment can negatively impact your credit score.

What are the implications of non-payment?

Only your lender can provide you with details on your specific loan terms (including the implications of non-payment). In case if you fail to make the payments on your loan you may be responsible for additional fees and interest, collection costs and negative credit reporting. You are protected by the Fair Debt Collections Act, which includes limitations on how a lender may collect an unpaid balance.
Please be aware that missing a payment or making a late payment can negatively impact your credit score.

Will my loan be automatically renewed?

Each lender has its own renewal policy and each state has their own laws regarding automatic renewal of installment loans as well. The renewal of a loan will likely result in the addition of fees and interest to your loan balance. Please contact your lender to get more information on the renewal policy.

Is the information I provide secure?

All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology. Please see our Privacy Policy for details.

Is approval guaranteed?

We can't guarantee that you will be approved by one of our lenders.

What if I'm unable to repay my loan?

In case if you're unable to repay your loan, you may be in default of your loan obligations. Late payments and loan defaults may adversely affect your credit score.

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